Category Archives: Phil Cannella

Do It Yourself or “DIY” Retirement Planning

“Do It Yourself” or DIY retirement planning is probably a phrase you never thought you’d consider.  With traditional pensions declining, individuals are starting to work on planning their retirement by themselves.  Typically, you’re on your own when it comes to saving for retirement, or for the rest of your life.  This is definitely a tough challenge for many individuals. To help you begin planning for retirement, you can apply concepts from portfolios that others have used to accumulate assets while building their own portfolios.  While Read More +

What To Do During Retirement

Let’s face it: being retired can be boring after a while. After you’ve stopped working, the days can start to run together if you aren’t out experiencing new things. Here’s a list of things that you can do during retirement to experience the “recess years” of your life. 1.  Travel. If it’s within your budget, try and get out of town for a while. Whether it’s the other side of your state or the other side of the world. Sometime experiencing new towns and cultures Read More +

Phil Cannella Provides Crash Proof Answers to Tough Retirement Questions

Phil Cannella learned early in his life how important it is to protect senior citizens from the obstacles that could stand in the way of a secure retirement. That’s why Phil Cannella has spent the past 39 years as a consumer advocate and working to reach the designation of “Retirement Phase Expert.” But in the early 2000s, Phil Cannella found his true mission and calling in the form of his trademarked & exclusive Crash Proof Retirement System. The fallout from the 2001-2002 stock market collapse Read More +

Phil Cannella Takes On the Big Dogs

Phil Cannella, in an effort to bring about financial industry reform, has had to stand up against some of the big players in the financial and banking world. The motive behind his efforts is simple: The big investment banks and Wall Street make a lot of money on fees and commissions from everyday investors. Most investors are ignorant of the amount of money their paying each year to their brokers and advisors. Phil Cannella is diametrically opposed to everyday consumer getting fleeced by Wall St. Read More +

Phil Cannella Explains How to Avoid the “Retirement Bubble”

Phil Cannella is acutely aware of how fragile our current economy is and how it’s been artificially propped up through trillions of dollars of quantitative easing. Unfortunately, the country’s massive debt, and the ever-escalating budget deficits are putting this economy into an untenable position. Phil Cannella is a businessman and as any good businessman or business woman will tell you, you cannot run a business by constantly driving it into further and further debt. Phil Cannella will tell you that this economy is poised for Read More +

Phil Cannella Gives Life Lesson About Retirement

Phil Cannella makes a very astute observation about life when hearing people in retirement make the following exclamation: “I did it…I made it to my goal.” Phil Cannella’s response: “It all comes back to the “cycles” of life.” Phil Cannella makes an analogy of 10 explorers climbing Mt. Everest and reaching the top. When they arrive at the summit they exclaim: “We did it- We Made it to the top! We’ve accomplished our goal!” However, Phil points out that only “half of the journey’” has Read More +

Phil Cannella Stands for Truth and Logic

On his Crash Proof Retirement Show, Phil Cannella explains that “building a retirement plan is based on a foundation of truth” and he built the proprietary Crash Proof Retirement System on a foundation of truth and logic. During every step of the process of constructing an individualized Crash Proof Retirement System, Phil Cannella looks to eliminate all the risk factors that could upend an otherwise sound retirement plan. To begin with, he examined stocks, bonds and mutual funds and discovered a common denominator in them Read More +

Phil Cannella Concerned about Seniors Outliving Their Assets

Phil Cannella points out that one of the biggest challenges facing retirees is not necessarily running out of money during retirement. While statistical averages can predict to a certain degree our life expectancy, the truth of the matter is that we could live longer than the average. As we head into retirement, Phil Cannella tells us that we need to look at our needs, our goals and our assets and come up with a course of action that ensures that we don’t deplete our assets Read More +

Phil Cannella Says Don’t Count on Social Security for Retirement

When designing a Crash Proof Retirement System for a consumer, Phil Cannella looks at all economic factors that could impact an individual’s retirement plan. One of these is Social Security. For many Americans Social Security is a key component of any retirement because it represents a stream of payments for life; something each and every one of us might end up relying upon to live out the rest of our years. However, Social Security has a major weakness which is COLA. COLA stands for Cost Read More +

Phil Cannella Addresses Retirement Concerns

Phil Cannella developed the exclusive Crash Proof Retirement System is order to fulfill his duty as a consumer advocate and serve a needs of retirees that had become very evident after the tech bubble burst in the early part of this century. After seeing so many people, in and near retirement, lose so much of their nest-eggs so fast, Phil Cannella developed his proprietary Crash Proof Retirement System to protect assets so that baby-boomers could enjoy the retirements for which they had always wished. One Read More +

Phil Cannella Explains Effectiveness of Crash Proof Retirement System

Phil Cannella has taken the risk out of investing by creating the exclusive Crash Proof Retirement System that allows one’s investments to grow as the markets rise, but stay even when the markets go down or even crash. Crash Proof investments never lose a penny of principal and that includes all of the vehicles within the Crash Proof System. This creation of the Crash Proof System goes right back to the core of Phil Cannella’s values and what he stands for when it comes to Read More +

The Philosophy Behind the Phil Cannella Crash Proof Retirement System

Phil Cannella explains that the exclusive Crash Proof Retirement System is not just a retirement strategy, it is a philosophy itself. Unlike many financial professionals who pitch the same one or two products to all investors, what Phil Cannella does is very different. His approach is to, first of all, educate the consumer in front of him. Before anyone becomes a client, Phil has spent many hours educating individuals on the financial industry, its pitfalls and what an investor and, most especially, a retiree must Read More +

Protecting Your Retirement From You – by Phil Cannella

With the 2008 recession still fresh on the minds of baby boomers in or near retirement and with the “flash crash” that took place this past August, now is the time to step back and take a look at the versatility of your savings. Over 30 million Americans in the previous 12 months have dipped into retirement savings to pay for an unexpected expense. New research shows this undercuts financial security and leaves the need for every household to maintain an emergency fund. Baby boomers Read More +

Phil Cannella Protecting Your Investments

Phil Cannella has devised a unique system that eliminates all market risk from an investor’s portfolio, while at the same time offering decent returns. I am not talking about a bank CD or money market account which, though they are considered safe, the interest these accounts earn don’t even keep up with inflation. What we are talking about are Crash Proof Investment vehicles that eliminate market risk yet still have the potential of upside growth. These financial vehicles participate in the growth of the market Read More +

Phil Cannella Honors Crash Proof Consumers on The Crash Proof Retirement Show

On last week’s edition of the Crash Proof Retirement Show, Phil Cannella and Joann Small briefly discussed the first major even of the 2016 Presidential election season. On the heels of last Thursday’s debate among the top contenders for the Republican nomination, Phil Cannella said he liked a lot of what he was hearing. “Don’t you think if we could take a particular ingredient from each of the candidates, you might come up with the perfect President?” he asked. What does election season mean to Read More +

Phil Cannella—The Original Consumer Advocate

Phil Cannella has spent a lifetime fine-tuning a strategy to protect the retirement futures of consumers. Last week, Phil Cannella and Joann Small discussed the role that peace of mind plays in the exclusive Crash Proof Retirement System. For almost seven years, Phil Cannella and Joann Small have been on Talk Radio 1210 WPHT, explaining and describing the countless benefits of the exclusive Crash Proof Retirement System to loyal listeners throughout the Philadelphia area. And as Phil Cannella likes to say, the Crash Proof Retirement Read More +

Phil Cannella Warns Of ‘Ripple Effect’ From Greek Debt Crisis

Each week on The Crash Proof Retirement Show, Phil Cannella and Joann Small report on the global financial issues that could affect the economy–and your retirement. This week, they went in-depth on the current crisis in Greece. By now, everyone knows the people of Greece have voted ‘no’ in a referendum on whether or not to accept the bailout terms offered by the European Union and other members of the Eurozone. Previously, the leaders of other European nations maintained that a ‘no’ vote would spell Read More +

Phil Cannella Stands For Truth And Consumer Advocacy

Phil Cannella: Not Your Typical Financial Professional Phil Cannella’s long, storied career in protecting the futures of American retirees was built upon the strength of his character. Over 39 years, Phil Cannella has built his name and reputation on the concept of fiduciary responsibility. It troubles him when he sees others continue to disregard the well-being of clients. The financial crisis of 2008-2009 brought to light the rampant wrongdoing that permeates Wall Street. Industry professionals seek to take advantage of unwitting and gullible consumers. Insiders Read More +

Phil Cannella Issues A Caution To Investors

Phil Cannella regularly cautions investors about the pitfalls of stock market investing at Crash Proof Retirement educational events. But on a recent edition of the Crash Proof Retirement Show, Phil Cannella and co-host Joann Small gave a very specific timeline on the danger of risk investments. Phil Cannella and Joann Small regularly discuss the money that upfront fees and ongoing expenses take out of your Wall Street investments. It’s a serious problem—Dalbar Corporation found the average investor in mutual funds has made only 3.7% annually Read More +

Phil Cannella On How To Stay Ahead During Market Crashes

Phil Cannella educates investors around the tri-state area on how to avoid losses in or near retirement. At Crash Proof Retirement educational events, Phil Cannella addresses standing-room only crowds with this surprising question: “Who would have loved to earn 0% in 2008?” Sounds crazy, right? Why would anybody be happy with making 0%? But when the subprime mortgage industry started to struggle in 2007, the memory of the stock market crash earlier that decade was still fresh in Phil Cannella’s mind. It had led him Read More +

Phil Cannella’s Crash Proof Retirement Testimonial

The Crash Proof Retirement System, created by Phil Cannella, has helped thousands of people to secure their retirement futures. Today, we focus the Crash Proof Retirement spotlight on Joyce and Vince Natale of Havertown, PA. The Natales’ story is a common one in this generation of retirees. Frightened by the crash of 2008, Joyce and Vince were faced with the prospect of preparing for retirement—but were unwilling to accept the inherent risks of investing on the stock market. “I took a 40 percent hit on Read More +

Phil Cannella Explains The Domino Effect in Bond Markets

Each week on The Crash Proof Retirement Show, Phil Cannella takes time to talk about safe alternatives to the risk of Wall Street. This week’s lesson was about the volatility of the bond environment, a lesson the city of Chicago is learning as we speak. Research from Retirement Media Inc. found that Moody’s, a leading provider of credit ratings, research, and risk analysis, has downgraded the credit rating of America’s 3rd-largest city to junk-bond levels. Moody’s rating system, which grades bonds from Aaa to C, Read More +

Happy Mother’s Day From Phil Cannella And Crash Proof Retirement

Phil Cannella dedicated The Crash Proof Retirement Show to moms everywhere last Saturday, paying special tribute and offering specialized retirement advice to the most important woman in all of our lives. “Let There Be Moms!” “It was a very wise man who once said, ‘God can’t be everywhere; therefore, let there be moms!’” said Phil Cannella. With everything our mothers do for us throughout our lifetimes, we all want to see them enjoy their golden years to their fullest extent. Part of that is spending time Read More +

Phil Cannella Welcomes Expert Brandon Garrett To The Crash Proof Retirement Show

Phil Cannella has been the host of The Crash Proof Retirement Show for almost seven years, and has had the opportunity to interview numerous exclusive guests. But he blazed a new trail recently when he welcomed Brandon Garrett, a professor of law at the University of Virginia. Professor Garrett recently authored the book Too Big To Jail: How Prosecutors Compromise With Corporations. Professor Garrett spent years researching the lenient manners in which these cases are often settled, with many guilty companies paying small or no Read More +

Phil Cannella Recalls the Enron Scandal – Phil Cannella Blog

Phil Cannella • Phillip Cannella Phil Cannella – Phillip Cannella Media:  Phil Cannella has long been documenting corruption in corporate America as well as the regulating offices in our federal government that are failing to bring an end to the ongoing fleecing of the average American. Phil Cannella reminds us that the Enron scandal should not be forgotten, as it was a milestone event that, for s short time, revealed to America the depths of corruption taking place in corporate America. Phillip Cannella • Phil Read More +

Phil Cannella Addresses the Market Crashes of the Last 15 Years – Phil Cannella Media

Phil Cannella saw many many consumers hurt Phil Cannella – Phillip Cannella Media: Phil Cannella saw many too many consumers hurt by the devastating effects created not only by the market crash of ’01 and ’02, but also the crash of ’07 and ’08. Seeing that the markets went through a cycle every 5 – 7 years where they would go up, up, and up and then come tumbling down, he sought to do something to prevent the nest eggs of retirees getting wiped out so drastically. Read More +

Phil Cannella Recognized by Snr Market Advisor Publication – Phil Cannella Blog

Phil Cannella recognized Phil Cannella – Phillip Cannella Blog: Phil Cannella has been recognized by one of the leading market publications as one of the foremost experts on retirement planning. After almost 40 years in the industry, Phil Cannella became one of the leading lights in the insurance space in the country having helped thousands of retirees and pre-retirees reach their retirement goals, financially speaking. Seeing that Phil Cannella had a vastly successful seminar system, Snr Market Advisor interviewed him at length to discover the secrets Read More +

Phil Cannella Trained and Endorsed by Ed Slott – Phil Cannella News

Phil Cannella leading financial professionals Phil Cannella – Phillip Cannella News: Phil Cannella has become one of the nation’s leading financial professionals as a result of much training over the years. People becomes professionals in a field with hard work and study through college and university and then practicing that newly gained knowledge under the tutelage and direction of a real master. The true expert is one who has not just studied the theory of a subject but one who can actually practice the subject to. Read More +

Phil Cannella and The American Dream – Phil Cannella Media

Phil Cannella is passionate for all retirees Phil Cannella – Phillip Cannella Media: Phil Cannella is very passionate when it comes to his desires for all retirees and those who are approaching retirement to enjoy their golden years. So much so that Phil Cannella has expressed his disgust at the financial services industry and specifically Wall Street when it comes to fleecing the everyday investor. Phil Cannella developeds Crash Proof System Phil Cannella has seen from the bottom up and the top down how vested interests Read More +

Phil Cannella Wants 100% of Your Money Working for You 100% of the Time – Phil Cannella Blog

Phil Cannella has very strong views Phil Cannella – Phillip Cannella Blog: Phil Cannella has very strong views in the way some financial advisors take advantage of their clients. One of the issues he repeatedly brings up is that the performance of a financial advisor who invests his client’s funds in securities has little bearing on his income. In other words, as Phil Cannella explains, the financial advisor will make money off of a client’s portfolio whether the client makes money or doesn’t make money. Phil Read More +

Phil Cannella Extolls Client-Driven Financial Vehicles – Phil Cannella News

Phil Cannella explains types of financial vehicles Phil Cannella – Phillip Cannella News: Phil Cannella explains that there are two types of financial vehicles. There are those that are broker-driven and those that are client-driven. Here we will discuss the client-driven ones. Phil Cannella focuses on client-driven vehicles Phil Cannella, in his Crash Proof Retirement System, focuses solely and only on client-driven vehicles and there is good reason for this. As Phil Cannella himself explains: “A client-driven financial vehicle is a money instrument that by and Read More +

Phil Cannella Gives a Background to the Crash Proof Retirement System™ – Phil Cannella Media

Phil Cannella – Phillip Cannella Media: Phil Cannella developed the Crash Proof Retirement System™ to protect retirees from losing their hard-earned retirement savings to the fees, volatility and corruption of Wall Street that has been making retirement an unnecessary struggle in America for decades.  Phil Cannella has since successfully protected thousands of retirees and ensured they have a safe, secure and comfortable retirement. The entire concept behind this system is that Phil Cannella wants people in retirement to be able to enjoy their retirement, to be Read More +

Phil Cannella Challenges the Rule of 100 – Phil Cannella Blog

Phil Cannella – Phillip Cannella Blog: Phil Cannella goes against the grain once again by telling us that the Rule of 100 is not always the most sensible approach to someone’s retirement accounts. You see Phil Cannella isn’t looking for a cookie-cutter approach to someone’s retirement accounts, he is looking at treating each person as an individual and assessing each person’s individual needs against their overall assets. If you are not familiar with the rule of 100, simply put it works like this: Take the number Read More +

Phil Cannella and the Beginnings of His Career – Phil Cannella News

Phil Cannella – Phillip Cannella News: Phil Cannella has quite a back story  of the Crash Proof Retirement System™. It was not chance that brought Phil Cannella to this arena, it was a specific set of circumstances in his early days in life that set Phil Cannella on this course. As Phil Cannella explains, the story of Crash Proof Retirement began in the 1970s, when the Cannella family lived together in a row home in suburban Philadelphia, working together as a family to make ends meet. Read More +

Phil Cannella Aids Sandy Victims – Phil Cannella News

Phil Cannella came to the rescue Phil Cannella – Phillip Cannella News: Phil Cannella came to the rescue along with many others on the heels of one of the worst storms to hit the East Coast. Seeing the devastation that Hurricane Sandy ravaged, Phil Cannella insisted on providing the succor so badly sought by those in distress. Seeing people’s homes wiped away, seeing people who lost so much, Phil Cannella made a point to aid these people by providing much needed wherewithal to those in need. Phil Read More +

Phillip Cannella Blog: Phil Cannella on the History of Financial Catastrophes

Phil Cannella – Phillip Cannella Blog: Phil Cannella has witnessed first-hand the devastation a market crash can have upon an individual or a family, and most especially a retiree. Phil Cannella points out that these market crashes are cyclical, meaning they occur again and again. In fact, in Phil Cannella’s book he makes this astute observation; “Despite these historic financial catastrophes, the stock market hasn’t evolved in a way that safeguards your retirement during economic downturns. There is no mainstream financial security model in that functions well Read More +

Phillip Cannella Media: Phil Cannella Tells Us Not to Let History Repeat Itself

Phil Cannella – Phillip Cannella Media: Phil Cannella is a man who is not about to let another market crash affect the wealth and savings of the American retiree. He is going to do all he can to prevent that history from repeating itself. Phil Cannella has much to say on this subject; “Since this calamitous event [1929 crash], our economy has experienced 15 stock market crashes, the most recent being the credit crisis and huge market drops of 2007 and 2008. In this and every instance, Read More +

Phil Cannella News: Phil Cannella Offers Advice to Advisors

Phil Cannella – Phillip Cannella News: Phil Cannella has long been in the business of helping retirees find safety and security with their retirement finances. Part of fulfilling Phil Cannella’s duties is to point out flaws within their current financial strategies that he feels is preventing them from making the most of their savings. As a result, Phil Cannella is often opposing the advice of other financial advisors that have placed consumers into the wrong investments. To fit into his business model of education, Phil Cannella Read More +

Phil Cannella Media: Phil Cannella is a Message

Phil Cannella – Phillip Cannella Media: Phil Cannella has sacrificed his birth-given name to his cause. The name Phil Cannella has become more than just the name of a man who has led a career in retirement financial services, it is a message of hope and change.  Phil Cannella has led a crusade against Wall Street and the financial services industry as a whole, trying to rid it from the abundance of greed and corruption that has overtaken it. Along this crusade, Phil Cannella has staked Read More +

Phil Cannella Blog: Phil Cannella Invests at Both Ends of the Life Cycle

Phil Cannella – Phillip Cannella Blog: Phil Cannella is most recognized as one of the nation’s leading retirement experts (Phil Cannella) and consumer advocates. Although Phil Cannella has earned a noteworthy reputation within the senior community, as he has dedicated his career to providing an honest education for retirees, he is also gaining a reputation with a much younger demographic. Phil Cannella focuses most of his charitable efforts towards providing aid for America’s youth. Phil Cannella has found that the Children’s Hospital of Philadelphia has been Read More +

Phil Cannella News: Phil Cannella Headquarters in King of Prussia

Phil Cannella – Phillip Cannella News: Phil Cannella chose King of Prussia, Pennsylvania, as the headquarters for his one-of-a-kind consumer Phil Cannella advocacy facility. Complete with a state-of-the-art TV and radio production studio, equipped with a prestigious media crew and world-class journalists, Phil Cannella has built an impressive foundation for what is becoming a nationally recognized brand, Retirement Media Inc. King of Prussia has proven to be an excellent location for the workings of Phil Cannella. Located not far from where he grew up, Phil Cannella Read More +

Phil Cannella Media: Phil Cannella Gives his Clients a Voice

Phil Cannella – Phillip Cannella Media: Phil Cannella built a state-of-the-art TV and radio production studio to expand Phil Cannella’s role as the Founder and CEO of Retirement Media Inc. This studio has aided in the creation of many consumer alerts sent through the CBS Radio Network, as well as many video productions seen on various networks. Phil Cannella has managed to utilize this production studio in ways never before seen. All clients and consumers that come through the Crash Proof Retirement™ headquarters are given the Read More +

Phil Cannella Blog: Phil Cannella Funds his Own Mission

Phil Cannella – Phillip Cannella Blog: Phil Cannella has been a recognized voice in the Delaware Valley since 2008 due to his popular radio show, The Phil Cannella Crash Proof Retirement Show®. Although his show has the same  popularity  of your run-of-the-mill for-profit media production, very few realize that Phil Cannella funds his own show. The Crash Proof Retirement Show® does not accept commercial funding from outside sponsors. The sole reason for Phil Cannella’s unorthodox radio programming is because he has made a promise to keep Read More +

Phil Cannella News: Phil Cannella Finds Accountability Through Interviews

Phil Cannella – Phillip Cannella News: Phil Cannella has positioned himself as a source of information for retirees across the country who are seeking an honest answer to the many obstacles in retirement. In recognition of this huge responsibility to America’s retirees, Phil Cannella has found accountability in his role by seeking the support of the  nation’s most respected experts by way of interview. Whether it’s an issue of the housing market in America, or the best way to claim social security, Phil Cannella no longer Read More +

Phil Cannella Media: Phil Cannella Encourages Women to Get Involved

Phil Cannella – Phillip Cannella Media: Phil Cannella is not the first to point out that there is a growing need for women to get more involved with the household finances, but he is one of the loudest voices when speaking about the subject. Each weekend, Phil Cannella takes to the airwaves by way of his popular radio show, The Crash Proof Retirement Show®. On this show, Phil Cannella covers the topics today’s retiring consumer needs to hear about, discussing everything from healthcare to investment strategies. Read More +

Phil Cannella the Educator

Phil Cannella – Phillip Cannella News Phil Cannella: “Education is not preparation for life; education is life itself.” These are famous words of John Dewey, a noted American philosopher of the 19th and 20th century. Words like these couldn’t be more true. When we stop learning, when we stop trying to discover something new, when we stop educating ourselves, what is left to life? Moreover, by educating an individual you are giving him the power to make his own decisions. This is one of the central Read More +

Phil Cannella Goes Down to Washington

Phil Cannella – Phillip Cannella News Phil Cannella: I believe it was Theodore Roosevelt who said “In any moment of decision, the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing.” There is one unmistakable attribute of Phil Cannella, he will never do nothing. Standing by the sidelines while someone gets hurt goes against his grain. You won’t see that with happening with Phil Cannella around. And so Read More +

Phil Cannella Interviews Harry Dent

Phil Cannella – Phillip Cannella News Phil Cannella: For any of you who do not know, Harry Dent is a renowned economist and best-selling author who uses the science of demographics to predict future market events. With uncanny accuracy he predicted the 1990-92 recession; the biggest bull market run in U.S. history and the most recent 2008 credit crisis. Phil Cannella, in his drive to educate our consumers, conducted an interview with Mr. Dent on our current economy, where it is heading and what we Read More +